Be it a Pandemic, Natural disaster or a health threat ; having a financial safety blanket in wake of unpleasant circumstances helps a person to recover faster. To ensure this safety blanket, the easiest and most prudent way is to buy insurance. Insurance gives a mental piece to the policyholder as the insurance coverage gives one financial assistance in case of a loss, disaster or accident.
Before zeroing in on an insurance provider, it’s important to evaluate its performance in terms of the coverage it gives, claims settlement ratio, and service quality, among other parameters. ICICI Lombard is a respectable name when it comes to providing an array of insurances solutions ike- health insurance, accident insurance, motor insurance, business insurance, travel insurance etc.
Today I had a chance to attend the ICICI Lombard online event, where they launched a slew of 14 enhanced insurance solutions across health, motor and corporate segments. These offerings will enhance the customer experience with India’s leading private non-life insurance company. These insurance solutions are tailored and made for the specific needs of the policyholders, irrespective of their socio-economic background, gender, age and geographies.
Let me give you a sneak peek into the 14 enhanced insurance solutions by ICICI Lombard, that will meet a variety of its customer’s needs.
1. Golden Shield: It provides a comprehensive policy for senior citizens that cover their hospitalisation expenses, and other expenses such as room rent, ICU, doctor fees, anaesthesia, blood, oxygen, OT charges, medicines and more. With this insurance policy, people in the old age bracket need not worry about the soaring medical expenses in today’s times
2. Health AdvantEdge: This health insurance provides domestic and international coverage to global citizens for hospitalisation expenses, Additionally, also offers unlimited tele consultation, health assistance service, ambulance assistance.
3. BeFit: A first of its kind, this gives cashless OPD service to its beneficiaries. Whether it is routine OPD consultations, diagnostic tests, physiotherapy and pharmacy bills, BeFit covers it all.
4. CHI & Health Booster: Comprehensive health coverage is provided under this policy.
5. Motor Floater Insurance: It’s an insurance policy for all the vehicles under one roof; where customers opting for this product are provided with an affordable premium.
6. Pay-As-You-Use (PAYU) Plan and Pay-How-You-Use (PHYU) Plan: In here, the premium charged on the insurance depends on how much / distance you drive and how good you drive.
7. Emergency Medical Expenses: It covers co-passengers in case of an accident.
8. Equated Monthly Instalment (EMI) add-on: It is for EMIs on the car in event of an accident.
9. Club Royale Home Insurance: This covers protection for elite homes and families. In this various add-ons can be customised as per requirement.
10. Voyager Travel Insurance: This one is worth a dekko for adventure seekers.
11. Liability Floater: For small-medium industries and start-up owners, this insurance covers a lot of liabilities.
12. Drone Insurance: It covers theft/ loss or damage caused to a drone including the payload.
13. Retail Cyber Liability Insurance: Individuals and their families are covered against cyber and digital fraud.
14. Drone insurance –It covers insurance on theft or loss of the product during flight and while on ground including third part liability.